rab Ärztlicher Bereitschaftsdienst
Berlin
Medical House Call
Berlin
Medical guide · Berlin

What does a doctor's house call in Berlin cost?

Private house calls are billed according to the German Medical Fee Schedule (GOÄ). What does that mean for the actual amount on the invoice, who gets reimbursed how much, and how do you submit your invoice? A concise overview.

Reading · 7 min Updated · 2026-05-23

What is the GOÄ?

The GOÄ (German Physicians' Fee Schedule) is the legal basis for billing all private-physician services in Germany. It governs how medical services may be charged.

Each medical service has its own fee number with a fixed single rate. This can be multiplied by a surcharge factor:

<ul><li>1.0× single rate — only for very simple services</li><li>2.3× standard ceiling — the usual billing rate</li><li>3.5× maximum — only for particularly complex services, requires written justification</li></ul>

RAB Berlin bills transparently per GOÄ. You receive a detailed invoice with every item.

Typical cost of a house call

Cost depends on the condition, scope of treatment and time of day.

Exact cost depends on the individual scope. The entry price is 180 €. With additional services such as IV, ECG or blood draw the invoice total increases according to the GOÄ surcharge factor and the services actually rendered. A written cost estimate is available on request before treatment.

Surcharge factors explained

The GOÄ allows a surcharge factor between 1.0× and 3.5× of the single rate — for house calls the 2.3× rate is standard, higher factors require written justification.

<ul><li>Up to 2.3×: no justification required — standard rate for most services</li><li>Over 2.3× up to 3.5×: written justification on the invoice required</li><li>For house calls a 2.3× factor is customary and accepted by private insurance</li></ul>

<h3>Transparency at RAB Berlin</h3>

You always get a detailed invoice with all GOÄ numbers, surcharge factors and reasoning. Before the visit we discuss the expected cost range.

Private insurance reimbursement — overview

Berlin is among Germany's larger cities with a high share of privately insured residents (see PKV-Verband and VDEK insurance statistics). Reimbursement of a GOÄ house call depends on your individual tariff. The following is typical:

<ul><li>Reimbursement scope: many full-cover tariffs cover GOÄ services up to 2.3×, and up to 3.5× in justified cases</li><li>Submit the invoice: pay on site, then submit to your insurer — reimbursement typically within 1–3 weeks</li><li>Deductible: if your tariff has one, it is applied — and not additionally reimbursed</li><li>Civil servants under Beihilfe: partial reimbursement (50–80&nbsp;%), the remainder via supplementary private insurance</li></ul>

Important: actual reimbursement depends on your individual tariff. When in doubt, a quick call to your insurer clarifies it — the „house call“ clause and the maximum reimbursed surcharge factor are the two decisive points.

PKV tariff types — what is typically reimbursed?

Germany's private health insurance has several tariff families. Reimbursement for a private house call varies significantly:

This is an orientation aid — your individual contract terms are binding. Provider names are intentionally not listed because tariffs change continuously.

Beihilfe — how much does the employer cover?

Civil servants, judges, soldiers and pensioners receive a portion of their healthcare costs from their employer. Rates are set by Beihilfe regulations:

Remaining costs (20–50&nbsp;%) are covered by a supplementary Beihilfe insurance in the PKV. Specific rates and exceptions are detailed in your employer's Beihilfe regulation.

How to submit the invoice — step by step

<ol><li><strong> Receive invoice </strong> — You receive the GOÄ invoice digitally by email after the house call (or as paper original on request).</li><li><strong> Submit to insurer </strong> — Upload via insurer portal or app. Time: two minutes. Confirmation within 1–3 working days.</li><li><strong> Beihilfe holders: also submit Beihilfe claim </strong> — Use the same invoice. Some states allow digital submission, others paper only.</li><li><strong> Receive reimbursement </strong> — Typically 1–3 weeks after submission. If queries arise: contact your insurer — a rejection can be challenged if the service was billed per GOÄ.</li></ol>

Self-payers and statutory insurance

Self-payers cover the GOÄ invoice directly — from 180 euros per house call. Statutorily insured patients may use the service as a private elective; statutory insurance does not reimburse it.

<ul><li>Self-payers: you pay the invoice directly. Typical cost from 180 EUR</li><li>Statutory insurance: GKV generally does not reimburse private house calls</li><li>Supplementary insurance: some outpatient supplementary tariffs do reimburse private services — check your policy</li></ul>

House call vs. emergency room

A private house call does not replace the ER for life-threatening emergencies — but offers a calmer, faster alternative for non-critical acute complaints without wait time or travel.

Important: the ER is for life-threatening emergencies. For non-life-threatening complaints a house call is often the better choice.

What is included in the house call?

The basic service includes travel, history-taking, examination, diagnosis, advice, prescriptions and a written report — special diagnostics like ECG, IV or blood draw are billed separately per GOÄ.

<ul><li>Travel to your home</li><li>Detailed history and examination</li><li>Diagnosis and advice</li><li>Prescriptions and sick notes</li><li>Medication administration on site if needed</li><li>Digital report by e-mail</li><li>Coordination with your GP on request</li></ul>

Additional services (IV, blood draw, ECG) are charged separately per GOÄ and discussed beforehand.

Q&A

Frequent questions

Does my private health insurance cover the house call?

Almost always. Private house calls are formally regulated under the GOÄ; PKV and Beihilfe reimburse the invoice according to your tariff — usually 100 percent. If in doubt, briefly call your insurer — the „house call“ clause and the maximum reimbursed surcharge factor are the two decisive points.

What does a house call in Berlin cost?

The entry price is 180 EUR. With additional services such as ECG, ultrasound, point-of-care lab or extended consultation, the amount rises according to the GOÄ items actually rendered. A written cost estimate is available on request before treatment.

How quickly is the invoice reimbursed?

Most private insurers reimburse within 1 to 3 weeks of submission. Beihilfe-eligible patients additionally submit the invoice to their employer and receive the Beihilfe share from there.

Do I get a price quote before the appointment?

We give you a cost range over the phone and discuss the expected scope of treatment before the visit. The exact final amount follows from the GOÄ codes actually rendered and is itemised on the invoice.

Prefer to ask directly?

Phone, WhatsApp or online booking — you reach a person, not a menu.